Aditi Kapadia, CFA, CFP®, rewrote her firm's privacy policy before putting AI anywhere near client work. Here's her rule for what never goes into a prompt. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #compliance #dataprivacy #passporttowealth
AI now gets cross-border financial questions right about 9 times out of 10. Aditi Kapadia, CFA, CFP®, says the real skill was never trusting the answer, it's knowing what to ask in the first place. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #AIinfinance #financialplanning #passporttowealth
Can ChatGPT replace a cross-border financial advisor? Aditi Kapadia, CFA, CFP® says not yet and explains exactly where AI helps and where it can quietly cost you thousands. Most people using AI for a cross-border move are getting confident, plausible answers to the wrong questions. In this episode, Aditi Kapadia,…
Season 4 of Passport to Wealth starts now, and it's built around the questions that matter most for Americans living a cross-border life. Host Arielle Tucker, CFP®, EA is a certified financial planner, IRS enrolled agent, and US expat living in Switzerland. In this short kickoff video, she walks through…
Most Americans moving abroad think budgeting = spending less. But the real money trap? Hidden transition costs that hit BEFORE you even settle in — and most expats never see them coming. The Expat Money Playbook by Arielle Tucker, CFP®, EA shows you exactly what moving abroad really costs and…
Here's something no one tells you before you move: “If you live abroad, the core estate planning question is not, ‘Do I have a will?’ It’s, ‘Which laws will actually apply when it matters?’” - The Expat Money Playbook In many countries, the state decides where your children go if…
You can build wealth abroad. You just can't do it the way you did in the U.S. “Once you live abroad, that simplicity disappears. As an expat, every asset now lives under two tax systems at once. How the U.S. taxes the account, and how your country of residence taxes…
That moment when it all clicks. The Expat Money Playbook by Arielle Tucker, CFP®, EA breaks down everything Americans need to know about growing wealth while living outside the US. Pre-order link below. #usexpat #americansabroad #expatfinance #expatmoney #movingabroad
If you are an American living abroad or planning a move outside the US, this book was written for you. The Expat Money Playbook by Arielle Tucker, CFP®, EA is the only comprehensive financial guide for US expats covering every question Americans face when they leave the US and build…
In the US, an LLC is a pass-through entity that minimizes your tax bill. In Spain, that same structure can mean your business profits are taxed as personal income at rates up to 47%. Cross-border financial planning requires designing a structure that works across both systems, not just one. Full…
The Netherlands wants to tax you on money you never actually made. Here is how it works. The Netherlands is proposing a tax on unrealized investment gains. That means if your portfolio grew from $100K to $110K and you sold nothing, you could still owe 3,600 euros in tax. Cross-border…
The real estate agent won’t tell you. The local attorney won’t either. Foreign LLCs don’t protect Americans the way you think and the wrong structure can turn your capital gains into ordinary income. Get the financial side of expat life nobody else covers. Subscribe to Passport to Wealth™ and catch…
Carl Richards' daughter said something that stopped him cold. He was complaining that moving his family to New Zealand was harder than expected. And she looked at him and said: it really cracks me up that you thought you were going to have an adventure without it being hard. What…
Carl Richards, CFP®, spent four years living in New Zealand. He came back with a different view of money, work, and what actually matters. Carl is the New York Times Sketch Guy. He turns complex financial ideas into simple drawings. He has written multiple books, including his newest, Your Money:…
Most Americans don't realize how consumed they are by money and work culture until they leave. Carl Richards, CFP® and New York Times sketch guy, figured that out 60 days into moving his family to New Zealand with 10 days notice. Carl Richards, CFP® and New York Times sketch guy,…
See a doctor before you travel. Get the vaccines, get the checkup, make sure you're prepared. Almost nobody does the financial equivalent before they move to Europe and it costs them. Christian Gulizzi, a cross-border tax advisor licensed in the United States, Germany, and Italy, calls it seeing a tax…
4 legal tax regimes in Italy most Americans discover too late. Which one applies to you? Full breakdown below. Italy has one of the highest income tax rates in Europe. It also has four legal regimes that can bring that number down dramatically depending on who you are and what…
Most people see a doctor before they travel abroad. They get the vaccines, they get the checkup, they make sure they are prepared. Almost nobody does the financial equivalent before they move. Christian Gulizzi, a cross-border tax advisor licensed in the United States, Germany, and Italy, calls it seeing a…
Here it is — clean and ready to copy: Most Americans who spend time in Europe believe the same thing: stay under 183 days in any one country and you owe no local taxes. It sounds clean. It sounds simple. It’s also dangerously incomplete. The 183-day rule is one residency…
When a US citizen moves to Europe, their US brokerage account, IRA, and LLC do not stay separate from their new country. The moment you establish residency, your worldwide income becomes reportable and often taxable where you live. Custodian location does not matter. Currency does not matter. The 183-day rule…
The French consulate says yes, you can work remotely for a US employer on a visitor visa. The French tax office says no. No one has been prosecuted yet, but this legal gray area could change overnight. Paris immigration attorney Daniel Tostado (@TostadoAvocats) explains where things stand and why US…
If you're an American dreaming of moving to France, you've probably realized the path isn't always straightforward. Can you actually work remotely on a visitor visa? Do you get access to French healthcare? And how does the US‑France tax treaty treat your Roth IRA? In this episode, French immigration attorney…
The Franco-American tax treaty excludes US Social Security, stocks, and US-based rental income from French taxation. For American retirees, that means your most important income sources stay protected. Paris immigration attorney Daniel Tostado explains why cross-border accountants call it the bee's knees for retirees moving to France. Full episode on…
Moving to France and planning to sell your US home? There's a tax trap most Americans walk straight into: once you're a French tax resident, selling your US property can trigger capital gains tax in both countries. Paris immigration attorney Daniel Tostado (@TostadoAvocats) explains the three options Americans actually have…
