Before you book that one-way ticket, have you asked your brokerage what happens to your accounts when you move abroad? Otto Rivera, EA, CFP® breaks down a reality most US expats discover too late: every custodian and broker dealer has completely different policies for international clients. Some will follow you…
When a US citizen moves abroad, their investment accounts don't automatically come with them. Custodian restrictions, PFIC rules, currency exposure, and gaps in cross-border tax knowledge can all affect how (and whether) your existing portfolio continues to work. In this episode, cross-border financial planner Otto Rivera, EA, CFP® breaks down…
If your investment portfolio is sitting in US dollars while you are living in Europe, currency exchange rates could be quietly working against you. Otto Rivera, EA, CFP® breaks down why the current weaker dollar policy is a real risk for Americans abroad and what you can actually do about…
What is it really like to have a baby in France as a US expat? In this episode of Passport To Wealth™, Claire Naughton shares her personal experience with maternity care in Strasbourg, France, in a conversation with Jessica Govern. Here is what stood out: • Daily in-home midwife visits…
Jessica Govern and Claire Naughton have lived in Strasbourg, France for eight years. Both are American, both moved abroad in their early twenties with no financial plan, and both built self-employment careers in a country that makes that harder than it sounds. This episode is their unscripted accounting of what…
What is it actually like working in France as a US expat? In this episode of Passport To Wealth™, Claire Naughton and Jessica Govern, both US expats living in France, share their real experiences navigating French work culture. Here is what stands out: • Typical work weeks are around 35…
“Wait… you have to build your own kitchen?” Yes. Sometimes you do. In this episode of Passport To Wealth™, Jordan Vlastuin, CFP® joins Arielle Tucker, CFP®, EA to share what the transition to living in Germany is really like for US expats. Here is what many people do not expect:…
American expats moving to Germany face a mix of financial decisions: visas, tax treaties, retirement accounts, and currency shifts. In this episode of Passport to Wealth, host Arielle Tucker, CFP®, EA, talks with Jordan Vlastuin, CFP® based in Germany. Jordan shares his own journey from a traditional U.S. advisory firm…
Do you have a government pension and live in Germany? You might not be taxed on it directly… but it could still increase your tax bill. In this episode of Passport To Wealth™, Jordan Vlastuin, CFP® joins Arielle Tucker, CFP®, EA to explain a little-known concept for US expats in…
The stock market might be up. But are US expats actually ahead? In this episode of Passport To Wealth™, Arielle Tucker, CFP®, EA breaks down one of the most overlooked risks for Americans abroad: currency exchange risk and purchasing power. Here is what is happening right now: • The S&P…
🌍 Attention U.S. Expats! 📢Are you up to speed on your FBAR filing? Join our live workshop on Thursday, March 26 from 12:00–13:00 CEST to get all the insights you need! 💡 What to Expect: In-depth training on FBAR requirements Open Q&A to answer your specific questions Tools to simplify…
Think inheritance is tax-free for Americans? That depends on where you live. In this episode of Passport To Wealth™, Ramin Olson joins Arielle Tucker, CFP®, EA to explain a hidden risk for US expats living in countries like France or Germany. In the US: • There is no inheritance tax…
Thinking about retiring abroad as a US citizen? In this episode of Passport To Wealth™, Arielle Tucker, IRS Enrolled Agent and Certified Financial Planner, sits down with Ramin Olson to break down the financial realities of living overseas beyond the dream. From currency risk to unexpected tax exposure, this conversation…
What visa are you applying for? In this episode of Passport To Wealth™, Carlos Lorenzo joins Arielle Tucker, CFP®, EA to explain why visa strategy should be the first step for US expats planning a move to Spain or Europe. Recent changes to Spain immigration law in 2024 and 2025…
Did you know taxes in Spain can change dramatically depending on the region you live in? For US expats considering a move to Spain, understanding regional tax incentives, wealth tax rules, and inheritance tax differences can make a major financial difference. In this episode of Passport To Wealth™, Carlos Lorenzo…
Thinking About Moving to Spain? Watch This First Thinking about relocating to Spain? 🇪🇸 Before you pack your bags, there are important legal, tax, and financial considerations every American should understand. In this episode of Passport To Wealth, host Arielle Tucker, CFP®, EA, sits down with Carlos Lorenzo, J.D., LL.M.,…
Why do so many US professionals relocate to the Netherlands? One major reason is the Netherlands 30% ruling, a tax incentive designed to attract highly skilled international workers. In this clip from Passport To Wealth™, Kaitlin Krozel, CPA explains how the Dutch government created the 30% ruling to make the…
How does the US tax system compare to the Netherlands tax system for expats? In this preview from an upcoming episode of Passport To Wealth, cross-border tax professional Kaitlin Krozel explains the key structural differences between US taxation and the Dutch tax system. The United States taxes its citizens on…
Thinking about moving to the Netherlands as a US expat? The tax rules may surprise you. In this episode of Passport To Wealth™, Arielle Tucker sits down with Kaitlin Krozel, CPA, founder of Krozel Capital, to explain the evolving Dutch tax system and how it impacts Americans abroad. They break…
US spouses can gift unlimited assets to each other without gift tax. But that strategy does not work the same way in Canada. In this episode, Lucas Wennersten, CFA, CFP® (Canada), CFP® (USA) explains how Canada’s income attribution rules can cause investment income from gifted assets to be taxed back…
If you’re navigating life, work, or investments between the US. and Canada, this episode is for you. In this episode of Passport To Wealth™, host Arielle Tucker, CFP®, EA interviews Lucas Wennersten, CFA, CFP® (Canada), CFP® (US.A.), a leading expert in US.–Canada cross-border financial planning and founder of 49th Parallel…
Is healthcare actually cheaper in Canada than the US? Lucas Wennersten, CFA, CFP® (Canada), CFP® (USA) shares his real numbers after raising four children across both systems. In the US, his family paid about $2,000 per month in Affordable Care Act premiums, plus a deductible around $13,000 to $14,000. That…
LISTEN UP! US Expats Waiting to Invest Are Losing Time Many Americans living abroad make the biggest investing mistake: waiting for the perfect moment. They wait to understand every rule, wait for the “right” account, or wait until life feels completely settled. In this episode, Blair Hoover shares a simple…
FIRE Abroad for US Expats: Mindset, Money, and Starting Now Can U.S. expats achieve FIRE (Financial Independence, Retire Early)? Yes — but it takes more than spreadsheets. In this powerful episode of Passport To Wealth™, host Arielle Tucker, EA, CFP® sits down with Blair Hoover, an expat financial independence coach…
