Colombia's school year runs on a fixed January start date, and most schools won't enroll a child partway through the year. Alyssa Bolaños learned this the hard way after relocating her family from the US to Medellín, and ended up homeschooling for months while waiting for the next intake. Watch…
Schools in Colombia don't run active sh*oter drills, and kids as young as four walk home from school alone. Alyssa Bolaños moved her family from Florida to Medellín, Colombia and says the difference in daily school safety was one of the biggest adjustments, in a good way. Watch the full…
Your kid's school might not let them enroll mid-year, and that's just the beginning of what changes when you move a family abroad. Moving with children isn't just a logistics decision, it's a family decision that touches culture, identity, safety, and belonging. In this episode, a bilingual creator who moved…
US expats without a US bank account can still fund their child's $1,000 Trump Account, using a State Department Federal Credit Union account or a US-routing platform like Wise or Revolut USA. Both issue a US account and routing number even if you're banking from Belgium or anywhere else abroad.…
The $1,000 seed deposit is the most attractive part of the new Trump Account (530A account), and eligibility isn't automatic. Only US citizen children born between January 1, 2025 and December 31, 2028 qualify, and parents must file Form 4547 with the Treasury to actually claim it. The deposit comes…
Pay yourself first: automate your savings once and build wealth forever. Set up one automatic transfer on payday. That's it. No remembering, no deciding, the money moves before you can spend it. It doesn't matter how much you start with. What matters is it happens without you. The 5-minute setup…
US expats without a US bank account can still fund a Trump Account (530A account). Two workarounds work: a State Department Federal Credit Union account, which allows Americans abroad with a foreign address to open a US account, or an online platform like Wise or Revolut USA, which issues a…
Here’s your 30-day game plan to avoid being another broke expat 👇 If you’re thinking of moving abroad, spend the next 30 days recording EVERY TRANSACTION! Not to build the perfect budget, not even to restrict your spending, but to get an honest look on how you live. The results…
A Trump Account (530A account) requires no earned income for a child under 18, so growth compounds tax-deferred for decades before it's taxed as ordinary income on withdrawal, up to 37% versus the 15% long-term capital gains rate on a typical brokerage account. For US expat families, that trade-off is…
A Trump Account, officially called a 530A account, is a new federal retirement account for children under 18, funded by a $1,000 seed deposit for every eligible US citizen baby born between January 1, 2025 and December 31, 2028. For US expat families, the eligibility rules and account-opening process raise…
MIFID II blocks US expats from buying American ETFs, even with a US brokerage account. Listen to the full episode to learn why this EU regulation traps Americans abroad, and what you can do about it. #expatfinance #MIFIDII #americanabroad #ETFinvesting #crossborderinvesting #expattax #investingabroad #USexpats
I qualified as a professional investor and STILL couldn't buy US ETFs from Europe. Listen to the full episode for the options workaround that finally unlocked American markets, no KID document required. #expatinvesting #optionsstrategy #USexpats #ETFworkaround #crossborderfinance #investinghack #americanabroad
Most options content online is about speculation and leverage, trading the contract itself, not acquiring shares. For an American investor blocked from buying US ETFs directly in the EU, that's a different goal entirely, and most of what you'll find won't get you there. Full episode: https://www.youtube.com/watch?v=gJIKiGEYCSc Subscribe to the…
US ETF providers are legally barred from publishing return projections. The EU requires that projection before a broker can sell a fund. That gap is the entire reason Americans in Europe lose direct access to ETFs they've always owned. Full episode: https://www.youtube.com/watch?v=gJIKiGEYCSc Subscribe to the newsletter: https://www.passporttowealth.com/contact #crossborderfinancialplanning #MiFID2 #USETFs…
Moving abroad was supposed to be an adventure, until your brokerage locked you out of your own money. If you're an American in Europe who tried to buy US ETFs and got blocked, you already know the wall: MiFID II. This video walks through exactly why it's happening to you…
Aditi Kapadia, CFA, CFP®, rewrote her firm's privacy policy before putting AI anywhere near client work. Here's her rule for what never goes into a prompt. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #compliance #dataprivacy #passporttowealth
AI now gets cross-border financial questions right about 9 times out of 10. Aditi Kapadia, CFA, CFP®, says the real skill was never trusting the answer, it's knowing what to ask in the first place. Subscribe to the newsletter: passporttowealth.com/contact #crossborderfinancialplanning #AIinfinance #financialplanning #passporttowealth
Can ChatGPT replace a cross-border financial advisor? Aditi Kapadia, CFA, CFP® says not yet and explains exactly where AI helps and where it can quietly cost you thousands. Most people using AI for a cross-border move are getting confident, plausible answers to the wrong questions. In this episode, Aditi Kapadia,…
Season 4 of Passport to Wealth starts now, and it's built around the questions that matter most for Americans living a cross-border life. Host Arielle Tucker, CFP®, EA is a certified financial planner, IRS enrolled agent, and US expat living in Switzerland. In this short kickoff video, she walks through…
Most Americans moving abroad think budgeting = spending less. But the real money trap? Hidden transition costs that hit BEFORE you even settle in — and most expats never see them coming. The Expat Money Playbook by Arielle Tucker, CFP®, EA shows you exactly what moving abroad really costs and…
Here's something no one tells you before you move: “If you live abroad, the core estate planning question is not, ‘Do I have a will?’ It’s, ‘Which laws will actually apply when it matters?’” - The Expat Money Playbook In many countries, the state decides where your children go if…
You can build wealth abroad. You just can't do it the way you did in the U.S. “Once you live abroad, that simplicity disappears. As an expat, every asset now lives under two tax systems at once. How the U.S. taxes the account, and how your country of residence taxes…
That moment when it all clicks. The Expat Money Playbook by Arielle Tucker, CFP®, EA breaks down everything Americans need to know about growing wealth while living outside the US. Pre-order link below. #usexpat #americansabroad #expatfinance #expatmoney #movingabroad
