How Americans Build a Life Abroad: Carl Richards on Risk & Mindset

Carl Richards is a certified financial planner, the New York Times Sketch Guy, and the author of Your Money: Reimagining Wealth in 101 Simple Sketches. He moved from Utah to New Zealand with his family in a matter of weeks. His wife bought plane tickets ten days after hearing about a friend's available house. Ninety days later, they had moved.
This episode covers:
- How Carl became the New York Times sketch guy (a desperate drawing on a whiteboard)
- Why showing up and being consistent matters more
- How Carl's wife pulled the rescue cord and moved the family to New Zealand
- The detox from US money and work culture that Carl did not see coming
- Moving teenagers abroad during a senior year of high school
- Why New Zealanders ask about holidays and weekends, not jobs
- The French cafe lesson: you think this is about money. It is about food.
- The worry list: a blank page. Nothing is helped by worrying.
- The cognitive load of a simple grocery store in a new country
- Carl's daughter's advice: you thought you were going to have an adventure without it being hard
- Why Carl would spend his savings again without thinking twice
Carl and host Arielle Tucker, CFP®, EA discuss why most of what we worry about never happens and why moving abroad does not require a perfect plan.
Resources
- Read Carl's latest book Your Money: Reimagining Wealth in 101 Simple Sketches
- Subscribe to the Passport to Wealth newsletter: passporttowealth.com/contact
- Find a vetted cross-border advisor: passporttowealth.com/directory
- Are you a qualified professional serving US expats? Apply to passporttowealth.com/join
Mentioned in this episode:
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00:00 - Untitled
00:01 - Introduction: Carl Richards, CFP®, New York Times Sketch Guy, and author of Your Money: Reimagining Wealth in 101 Simple Sketches
01:07 - How the New York Times sketch started
03:35 - Show up and put yourself at risk
06:12 - Moving the family to New Zealand
13:15 - Why they don't ask about your job in New Zealand
18:10 - Money as an excuse
21:56 - The worry list (blank page)
26:01 - The cognitive load of a grocery store abroad
27:12 - Adventures are hard
